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A serious personal injury accident can change your entire life. When you are hurt because of someone else's negligence, the medical costs and loss of income could put you on a path to financial ruin. But an experienced personal injury attorney, like Raymond Rigat of the Rigat Law Firm in Clinton, Connecticut, can put the brakes on that. He will help you file a negligence tort lawsuit to get your costs covered.
After a serious car crash, there are a few different ways you can get your medical insurance covered. You can:
Depending on how serious your auto accident injuries are, you may need to use more than one of these strategies. A minimum auto insurance policy in Connecticut only covers the first $20,000 for one person's injury, or $40,000 per accident. A serious auto accident will quickly exhaust those caps. In those cases you can file an additional claim against your own insurance policy's uninsured or underinsured motorist coverage.
Increasingly, auto insurance providers are finding reasons to deny injured motorists' claims, or pressure them to settle for less money than they deserve. That's why you need experienced auto accident attorney Raymond Rigat working for you. He will file the necessary negligence tort lawsuit to get all your injuries covered.
In other cases, your injuries will require you to sue the at-fault driver directly to cover your damages. Connecticut requires every driver to demonstrate "financial responsibility" to pay for any accident. Most individual auto owners do that by buying auto insurance, but sometimes a large company will opt to "self-insure" by providing certain documentation to the state. In those cases there won't be an insurance company to sue. You'll have to bring the claim against the self-insured entity directly.
Serious injury doesn't only happen behind the wheel. Tort claims can arise from any number of negligent circumstances:
These negligence injuries can send your life in unexpected directions. While most Connecticut residents have medical insurance, it may not be enough. In the most serious cases, your medical expenses will exhaust your lifetime medical benefits, leaving you with more bills than you can handle.
No matter whether your injuries were caused by an auto accident, a fall, or other negligence injury, Connecticut law allows you to receive fair, just, and reasonable compensation. There is no clear rule about what is and is not included in damages from a lawsuit. It will depend on the circumstances in your particular case. However, in many cases, you can be compensated for:
Personal injury attorney Raymond Rigat will work with you to identify, document, and prove all your damages to make sure you receive all the fair, just, and reasonable compensation you deserve for your personal injury.
Raymond Rigat of the Rigat Law Firm on the Connecticut shoreline is ready to work for you. If you have been injured in an auto accident, slip and fall, or other negligence accident, contact the Rigat Law Firm to get the compensation you need.